Personal Insurance
Insurance Sucks. Your Agent Doesn’t Have To.
“Because I thought I was covered” is a terrible way to live. I’m Josh Hass — an independent agent based in McAlester and Ada, Oklahoma. I shop multiple carriers to find coverage that actually fits your life, not a pitch deck. Full coverage doesn’t mean what you think it does, and the right agent will tell you that before a claim proves it.
Which type of personal insurance would you like to quote?
Why an Independent Agent in Oklahoma
Captive agents sell one company’s products. That’s it. If that carrier’s rate jumps, their homeowners coverage thins out, or they pull out of a ZIP code, your agent can’t help you — you start over somewhere else. An independent agent has appointments with multiple carriers, so when your situation changes — new car, new roof, another rate hike — I can shop the market on your behalf without you starting over.
I’m licensed in Oklahoma and serve Pittsburg County, Pontotoc County, and the surrounding communities out of offices in McAlester and Ada. If you’ve been with the same carrier for years and haven’t had an honest conversation about what’s actually covered, that’s exactly the call to have.
What I Cover
Auto Insurance
Liability, collision, comprehensive, uninsured motorist, medical payments. Most drivers carrying “full coverage” are closer to the state minimum than they think. Get an auto quote →
Homeowners Insurance
Dwelling, other structures, personal property, liability, and loss of use — plus the Oklahoma-specific pieces most homeowners miss: wind/hail deductibles, roof settlement terms, and outbuilding coverage. Get a homeowners quote →
Boat, Motorcycle, and Recreational Vehicles
Travel trailers, RVs, boats, motorcycles, ATVs, and side-by-sides. Insuring these separately usually keeps a claim from spilling over onto your auto or home policy. Get a rec-vehicle quote →
